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Gain customers that spend more, more often

American Express Cardmembers love using their cards. Compared to other credit and charge cards in the UK, they spend on average:

• 9 times more each year
• 7 times more frequently

By joining our fast-growing Merchant Network you can access high-spending customers like these.

You’ll also gain a whole host of other business benefits, including free marketing and promotions that drive customers your way. No wonder we added 207,000+ new UK merchants in 2021-2022.

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Rates from just 0.9%

Your time is precious and margins likely tight – so when it comes to cost, we keep rates competitive as well as simple and transparent:

• You’re only ever charged when a customer uses their card
• No additional monthly or annual fee, or minimum monthly transactions
• No setup cost or any other fees or costs whatsoever
• No cancellation penalty or long-term contract

With American Express, you’ll always know where you are and what rate you pay. Find out what yours is:

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We keep payments simple – and fast

Cashflow is the lifeblood of your business, and our aim is to keep it flowing:

• Payment in as little as one business day
• Good Business Pays 2021 ‘Fast Payer Award’ winner
• Access your account information anytime, anywhere
• 24/7 live chat support
• Secure e-statements reduce paperwork and keep you in control
• Online tools designed to save you time and money

When it comes to payment processing, we’re on your side. It’s just one more reason why it pays to accept American Express.

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Shop Small brings customers direct to you

For over 10 years, our regular Shop Small promotions have been giving Cardmembers money-back incentives to shop in-person at local stores.

• Incentives to Shop Small, funded by us
• Your business could be promoted in emails to Cardmembers
• Your location highlighted to Cardmembers on the Amex map
• Free signage and marketing materials to bring customers to your door

Shop Small is funded in full by us – it won’t cost you a penny. Year after year, it delivers more American Express Cardmembers  to more merchants with physical stores – and yours could be one of them.

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Sign up to be part of future campaigns

Free promotion for your business, in-store and online

Whether your business has a physical location, is purely online or a mix of both online and instore, we offer all kinds of marketing support:

• Digital signage for promoting the Card at your online checkout
• Signage, marketing materials and local map promotion for physical stores
• Special partner offers and savings on software, courses and other services
• Online training materials plus useful articles and content
• Webinars on topics like social media and search engine optimisation
• Regular updates on latest offers and new content

It’s all 100% free – and all available at any time.

Sign up now